Comparing AI companion apps: a checklist that actually helps
There are dozens of AI companion apps, and most of their landing pages say the same things: realistic conversations, a character made just for you, images on demand. The differences only show up after you sign up, and sometimes only after you pay. This guide gives you a way to compare apps on the things that matter before you hand over a card number.
We use Candy.ai and OurDream.ai as examples because they are two of the better-known adult companion apps, but the checklist works for any service. Features and plans change often, so treat anything specific as something to verify on the app itself.
If you are new to the topic, start with how AI companions work. It explains the memory, persona and image parts in plain terms, which makes the comparison below easier to follow.
The seven things worth comparing
1. Memory
Memory is the feature that separates a companion from a generic chatbot. Ask three questions:
- How much does it remember within one chat? All language models have a limited context window. Long conversations eventually push early details out.
- Does it remember across chats? Some apps store a summary or a list of facts about you and your character. Others start fresh each time.
- Can you see and edit what it remembers? An editable memory panel is a good sign. It means you can correct mistakes and delete things you no longer want stored.
An app that forgets your name after twenty messages will feel shallow no matter how good its images are.
2. Character creation
Most adult companion apps let you pick a ready-made character or build your own. Compare how much control you get: appearance, personality traits, backstory, speaking style, and whether you can change them later without starting over. Some apps also let you make characters public, which matters for privacy if you would rather keep your creations to yourself.
3. Image generation
Generated images are often the main selling point, and also the main cost. Check:
- whether images are included in the plan or paid per image with credits or tokens
- how consistent the character looks from one image to the next
- whether you can request specific scenes or only get preset options
- what the app does with your generated images (private by default, or shown in a gallery)
4. Voice
Voice messages and calls make a companion feel more present, but they are usually the most expensive feature to run. Many apps limit voice to higher tiers or charge per message. Listen to a sample before paying: synthetic voices range from convincing to clearly robotic.
5. Content policy
Every legitimate app has rules. The good ones publish them clearly. Expect bans on anything involving minors, real people without consent, and non-consensual scenarios presented as real. An app with no visible rules at all is a warning sign, not a feature. See our guide on consent and ethics for why these rules exist.
6. Privacy
Your chats with a companion can be very personal. Before you invest time, read the privacy policy for answers to these points:
- Are chats used to train models?
- Can you delete individual chats and your whole account?
- Where is the company based, and which law applies?
- Does the app need your real name or phone number?
Our privacy guide goes deeper on accounts, email aliases and data retention.
7. Pricing model and cancellation
Almost every companion app uses one of three models: a monthly subscription, a subscription plus a monthly allowance of credits, or pay-as-you-go credits. The headline price rarely tells you what a heavy month costs. Work out how many images or voice messages your plan covers, and what extra credits cost.
Then check cancellation. You should be able to cancel from inside your account without emailing support, and the app should state whether you keep access until the end of the billing period. See paying discreetly for billing descriptors and auto-renewal traps.
The checklist
Copy this table and fill it in for each app you are considering.
| Question | What a good answer looks like |
|---|---|
| Does it remember me across chats? | Yes, with a memory panel you can edit |
| Can I build my own character? | Yes, with appearance and personality controls |
| Are images included or paid per image? | Clear allowance stated before you pay |
| Do generated images stay private? | Private by default |
| Is voice available, and at what tier? | Stated on the pricing page |
| Are content rules published? | Yes, linked from the footer or sign-up |
| Are chats used for training? | Stated clearly, ideally with an opt-out |
| Can I delete my account myself? | Yes, from settings |
| What appears on my card statement? | Stated in the FAQ or by support |
| Can I cancel in-app? | Yes, with no retention maze |
Candy.ai and OurDream.ai as examples
Both apps are aimed at adults and combine chat, character customisation and image generation behind paid plans. Both offer some free use so you can try the chat before paying, and both put most image and voice use behind a subscription and credit system. The details (allowances, voice limits, which features sit on which plan) have changed over time, so check the current pricing page rather than relying on any review, including this one.
The useful way to compare them is to run the checklist above on each during a free session: build a character, chat for twenty minutes, come back the next day and see what it remembers, and read the cancellation terms. We put the two side by side in more detail in Candy.ai vs OurDream.ai.
Red flags in any companion app
- No published content policy or terms of service
- No way to delete your data
- Pricing that is only revealed after you enter card details
- Pressure tactics in the chat itself, such as the character asking you to buy credits
- Claims that the AI is a real person, or that a real person is reading your messages when the app says it is automated
That last point matters on cam sites too. If you are unsure whether you are talking to software or a human, read human or AI: how to tell.
Should you pick a companion app at all?
A companion app is good at being available, patient and customisable. It is not a person, and it cannot replace one. If what you want is a real human on the other side of the screen, a live cam may suit you better; our comparison of AI girlfriends and live cams walks through the trade-offs. And if you notice an app taking more of your time or money than you planned, our page on healthy boundaries has practical ways to keep it in proportion.